About Centry Financial Advisors

Janice Cackowski, CFP®

Founder & Financial Advisor

As the youngest of eight children, Janice has always been one to find her way in whatever she puts her mind to. She began her career as a paralegal in a local divorce law firm where she discovered a passion for helping clients working through major life changes. She realized helping someone plan for their future was more than just about money. It’s more about giving people peace of mind as they journey through life. This realization led Janice to pursue a career in personal financial planning.

Janice is a proud alumni of Lakeland Community College and graduated summa cum laude with a degree in Business Management from Ursuline College. In 2008, Janice earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. She believes strongly in her fiduciary responsibility to provide financial advice that’s in the best interest of her clients. Cofounding a “fee only” advisory practice only made sense in maintaining her values.

She brings her years of experience to clients who want to know they’re receiving sound financial advice. Today, she proudly offers personalized financial planning advice and investment advisory services to new retirees, young professionals and LGBTQ+ couples.

When she’s not helping clients, you may find her in the kitchen trying her hand at a new recipe, hiking at the Holden Arboretum, taking in a baseball game or still trying to figure out how to crochet. Janice lives in Willoughby with her husband of nearly 30 years, her college aged son and their feisty four-legged friend.

Jennifer Falb, EMBA®

Co-Founder and Chief Compliance Officer

Jennifer is an experienced executive with a broad business background. For the past 30 years, she has been a catalyst for positive and sustainable change in several organizations. As the head of operations for companies in both the manufacturing and service industries (with the past 15 years in the financial services area), she drove client satisfaction and as a result, business growth through strategic planning, creativity, and teamwork.

Jennifer is known for her ability to work through challenges and collaborate with team members at all levels to move the organization forward. She is guided by the realization that business success is not just about profit; owners, executives, staff, and clients all benefit from an organization that does well by doing good for others.

Jennifer graduated magna cum laude from Kent State University with a Bachelor of Arts degree in Psychology and a Minor in Business Administration. She then went on to further her education at Cleveland State University receiving her Executive Masters of Business Administration degree.

Outside of the office, Jennifer enjoys spending time with her family and four-legged friend. She can also be found on the golf course, hiking in the metroparks, or running all over Northeast Ohio.

Mia Moore, FPQP®

Client Service Associate & Paraplanner

Mia joined Centry Financial Advisors in April of 2021 after a career in chemistry at Ricerca for over 20 years. She works hand-in-hand with Janice to provide quality personal service to our clients. Her attention to detail, problem solving skills and analytical thinking have been a true asset to our firm. Shortly after starting with Centry, she took courses and achieved the Financial Paraplanner Qualified Professional, FPQP®, designation.

Mia is a lifetime resident of Lake County and has been married to her husband, Brian, for almost 30 years. Together they have four sons and a beloved daughter who passed in 2009.

When not at work you will find her heading to the yoga studio, traveling to exciting locations to soak up some sun or camping with her family.

What is “fee-only” and why should you care?

You want a financial advisor you can trust. Period.

Our firm is fee-only. That means the only person paying us is you. We don’t accept commissions for recommending any financial products to you. As CERTIFIED FINANCIAL ADVISOR™ professionals, we have a fiduciary responsibility to act in the best interest of our clients. So, you can trust that our advice is always focused on you and your needs.

Even if you don’t choose Centry Financial, we recommend you look for a fee-only financial advisor to ensure their advice is all about what’s right for you.

FPA Financial Planning Association
NAPFA registered financial advisor
Fee Only Network financial advisor
willoughby western lake county chamber of commerce

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